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How To Successfully Retire In Cebu

A senior Asian couple jumping at the beach after their retirement

What can you do to successfully retire in Cebu?

  1. Do Your Research
  2. Determine Your Budget
  3. Choose The Right Location
  4. Find The Right Real Estate Developer


If you want fresh seafood and first-world living within a budget, Cebu is the perfect place to retire. There are many investment options in the Philippines, but Cebu is the best place to get started. If you’re planning to retire, it’s best to invest your money in a place that’s worth it. Cebu is an undeniable tropical paradise with easy access to the rest of the country. The area has also concentrated efforts to make it more accessible for all. Before you jump in and start investing, here’s how you can do it successfully.


Do Your Research

A senior couple researching possible retirement options

It’s absolutely essential to do your research for any investment. You could miss out on amazing deals and amazing places if you forget to do this. Research will also help you determine the perfect house and lot size you want. Some prefer to retire in a condo while others prefer to settle down in a townhouse. If you have friends in Cebu, you can ask them about some good townships and communities around the area.

Once you’ve found a house that fits you, check the surrounding area. Finding the perfect retirement home should be up to your standards and easily accessible. Can you access it through a private vehicle or through commuting? Is it easy to find? These are just some of the questions that can make or break your choice.


Determine Your Budget

A hand putting coins into a piggy bank

With the right research, you can easily scope out your budget. Pay attention to the cost of living in different areas. Some high-end areas will cost more but also have the conveniences you need. It’s better to choose an area with the right balance for your budget. It shouldn’t be too posh that you’ll be spending the majority of your savings on the mortgage and future utilities. You need to feel secure with what you’ve chosen.

After finding the right budget for you, you can now scope out the kind of house you want. Bungalows are 1 story homes that are great for small families. For those planning on having a bigger family, another option is to get a 3 storey home. If you are a busy professional or if you plan on traveling a lot, condos are a prime option for you. A lock and leave secure condo is stress-free as you can travel as often as you like.


Choose The Right Location

Asian parents blowing bubbles with their daughter

The right location is everything. Is it near hospitals? If you’re planning to move in with family, can you easily access schools? Do you have family members that can find work here? Focus hard on this to yield better results. Avoid spreading yourself thin and don’t settle for the first suitable location you see. Visit Cebu while vacationing and scope out the locations yourself for a more personal experience. You can find a lot of hidden gems that can motivate you to make the move.

With the right location, you need the right community and neighborhood. It’s important to choose a neighborhood where you feel comfortable and safe. If you’re looking around with your real estate agent, notice the smallest details. Is the neighborhood constantly being maintained? How’s the crime rate? You will be investing a lot of money in your retirement home. It’s better to put your money in an investment that’s in a safe and secure area.


Find The Right Real Estate Developer

A family happily playing with their daughter in front of their home

Real estate developers can be hit and miss. But you need to be adamant in your search if you want to get the best deals in the best neighborhoods. There are many traits of a good real estate developer that you need to watch out for. They should be able to find ways to accommodate your needs and requirements. It’s important that your real estate developer is communicative and open to new ideas. This will help you out and benefit both parties in the end.

When you find the right real estate developer, don’t be afraid to ask questions and be thorough. Knowledge is power and knowing what you’re getting into can ensure success in your investments. You’ll never know what kind of amazing offers they can give you. Brushing up on some real estate terms will also help make conversations easier and enjoyable as well.


Key Takeaway

Your best investment options in the Philippines is at Pueblo de Oro. At Pueblo de Oro, we create gold standard townships for all Filipinos. We started with Cagayan de Oro in CDO and now we’re developing homes and communities in Cebu. If you’re planning to retire to Cebu or if you’re starting a new family, we can help find the best home for you. We’ll make sure to give you only the best, most convenient, and budget-ready options. Interested in our gold standard? Click here to learn more!