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Point Checklist For Buying A House

A couple buying a house

What are the things you must check when buying a house?

  1. Inspect the location
  2. Check out the amenities offered
  3. Examine if the area is secure
  4. Buy a house that fits your budget
  5. Consider the resale value
  6. Research on mortgage options


Buying a house is a huge decision in an individual’s life. In the Philippines, it’s a treasured milestone that can signify one’s success. Hence, it’s important to know about this point checklist before buying a house.

If you are considering purchasing a house but don’t know about the factors to consider, here’s the ultimate guide to getting you started!


Inspect The Location

The Philippines is a tropical country. The weather creates abundant rainfall throughout half the year. Here, cities and provinces are flood-prone. Let’s not forget about the wide-spread active fault lines where earthquakes can emerge from.

All these factors make inspecting the location an important factor when buying a house. Deciding not to risk the house location will save you enormous amounts of money from disaster damages.

In addition, make sure that the location is highly accessible. No one wants to spend long periods of time trying to get to essential establishments such as healthcare facilities, educational institutions, local groceries, malls, and workplaces.

Being able to go to and from places conveniently is an underrated factor when buying a house. If you want to make it to your early morning appointments, don’t forget to think about the major highways nearby!


Check the Amenities Offered

A recreational center in a village

Nowadays, most home developers situate properties inside private subdivisions. Often times, subdivisions offer attractive amenities and facilities. Check out the swimming pool, outdoor parks, clubhouses, basketball courts, tennis courts, and fitness gyms. When it comes to buying a house, you need to keep the quality of your lifestyle in mind.


Examine If The Area Is Secure

When it comes to safety, you can never be too careful. This is why before everything leads to house keys being handed to you, go ahead and explore the community.

There’s no harm in contacting your real estate agent for a viewing appointment. While you’re at it, try asking the neighbors about the crime rate in the neighborhood too.

Consider buying a house from reputable residential developers. They will remember to prioritize homeowner safety. They will surely integrate strict security measures into the community which may include CCTVs that function 24/7 and guards doing routine rounds.


Buy a House That Fits Your Budget

A couple creating a budget to buy a house

Don’t say we didn’t warn you when you finally find your dream house only to find out it doesn’t match your budget. Whether you’re looking for a first home or moving into an all-new place, the first question you need to ask yourself is, “Can I afford this house?”.

Foreign investors and local families alike are eyeing to own a house in the Philippines. And who wouldn’t? The country boasts beautiful beaches, hospitable people, and rich biodiversity. With that demand, buying a house can go anywhere from hundreds of thousands to millions. Of course, the price will also depend on where the location is. The closer to booming cities, the higher the price.

Moreover, think about the type of house you really need. Do you need a one-bedroom property for yourself or one that has a bigger space for your growing family? Choose the house that best matches your needs and budget.


Consider the Resale Value

While most people buy a house just to live in it, you may want to consider it as an investment. Over time, property values increase and the potential resale value can give you a good return on the investment made.

Location, accessibility, development quality, and the reputation of the real estate developer are some of the factors that can influence property value positively. In addition, the country’s economic state may also increase the house value.


Research On Mortgage Options

A couple searching for mortgage options

Your monthly amortization should not exceed 28% of your monthly income. However, given property prices across the country, not all mortgage options meet the standards.

Luckily, there are financial establishments such as PAG-IBIG and other banks that offer varied home loans with low interest to help you out. Just remember to have the requirements needed to be qualified.


Key Takeaway

When it comes to the point checklist for buying a house, location, amenities, security, budget, resale value, and mortgage options are some of the major things to consider.

Choose the right property developer to ensure that your purchase is worth it. With 25 years of experience, Pueblo de Oro has been consistently creating quality homes for the Filipino family. Our team is dedicated to offering the gold standard in residential developments that meet your every lifestyle need.

Click here to check out our featured properties! Improve your standard of living and come home every day to a place you will love.