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The Cost of Living in Cebu: 6 Expenses You Need to Prepare for

| by Apple Barretto

The Cost of Living in Cebu: 6 Expenses You Need to Prepare for

What is included in the cost of living in Cebu?

  1. Utilities
  2. Groceries or Food
  3. Transportation
  4. Recreation
  5. Rent
  6. Property Prices

While living in Cebu feels like a dream, it’s best to approach this decision with care. Whether you plan on living alone or settling down with your growing family, you need to prepare financially to make this step as smooth as possible! During the past year, we’ve seen plenty of fluctuations when it comes to living expenses in Cebu. To help you budget accordingly, we’ve prepared a short guide to the cost of living in Cebu, and the basics you need to accommodate

That said, your expenses will vary depending on your household’s needs and lifestyle, so use the list below as a ballpark figure for what to expect once you move to Cebu! 


Power, water, internet connection, and other utilities are essentials for your household. These services will be billed to your home every month. It’s a good idea to know how much you and your family spend in your current home to calculate the general costs of the same utilities in Cebu.

Here’s a rough estimate of the utility rates you can expect in Cebu:

  • Electricity — ₱13.70 per kWh
  • Water — ₱15.20 per m3
  • Prepaid Mobile — ₱5.00-9.00 per minute (no discounts or plans)
  • Internet — ₱2,419.90 (60 Mbps or More, Unlimited Data, Cable/ADSL)

On average, a household in Cebu spends about ₱4,944.18 for basic utilities and an additional ₱2,419.90 for internet service. 

Groceries or Food

Groceries or Food

The next thing on our list are groceries, food, and drinking water, which will take up a huge chunk of your income. You should always keep track of current market prices. 

That said, where you buy your food matters, as local products from malls, supermarkets, and wet markets will be priced lower than imported foods. Big-box membership superstores, such as SNR Membership Shopping are also available if you want to purchase your groceries in bulk and at fair prices. 

Common grocery items and their prices are:

  • Rice — ₱52.87 per kilo
  • Bread — ₱63.92 for 500g
  • Eggs — ₱90.41 per dozen
  • Onions — ₱114.17 per kilo
  • Tomatoes — ₱87.50 per kilo
  • Beef — ₱406.99 per kilo
  • Chicken — ₱210.44 per kilo
  • Water — ₱30.00 per 1.5 kilos

You might also want to consider some generic prices for when you and your family want to eat out. A meal for two at a restaurant generally costs around ₱600 to ₱1,200. A cup of coffee generally costs around ₱100 to ₱120, while a soda can costs ₱50 to 60. 


You should keep track of public transportation rates, and the upfront costs of a car, as well. Cebu has no trains that run through its main city, so most people travel by taxi or a Grab car. One trip can cost around ₱600 to ₱800, depending on the distance and time that you book your trip. Another local transport option is a jeepney, which has an average fare of ₱10.00. 

If you want to invest in a car here, the average cost for a sedan-type car is ₱925,750, while gasoline prices are around ₱51.78 per liter. 


Like any other province, Cebu offers several options for recreation. Many Cebu households subscribe to Cable TV, which costs about ₱1,500 to 1,700 a month for 135 channels. Cinema tickets in the city are priced around ₱300 to 350. 

Aside from that, there are tons of other things you and your family can do in Cebu, such as visiting local beaches and other tourist attractions. For these recreational activities, prices can be found in tourist guides and packages and will vary greatly depending on what you do.

For shopping, regionally produced clothing and shoes will of course be priced much lower than imported chains. However, there are plenty of stores and malls for you to shop at, such as H&M, Mango, Uniqlo, and many others. 


Rent in Cebu is 47.04% lower than in Makati, Metro Manila. If you’re looking to lease an apartment once you move to Cebu, you should prepare for rent as soon as possible. These fees depend largely on location and unit size and can be negotiated with your provider. 

Here is a general overview of condominium prices in Cebu city, depending on the area.

  • 1-bedroom apartment in the city center — ₱23,333.33 per month
  • 1-bedroom apartment outside the city center — ₱13,888.89 per month
  • 3-bedroom apartment in the city center — ₱47,200.00 per month
  • 3-bedroom apartment outside of the city center — ₱28,230.77 per month

Property Prices

Property Prices

Another option you have for affordable housing in Cebu is to invest in your own home. In this region, Pueblo de Oro is the top house and lot developer and is known for providing high-quality , value-packed yet reasonably-priced homes.  for its residents. The full list of amenities, features, and perks of our Cebu homes is available upon request

We have several options for people and families who wish to own a house and a lot of their own in Cebu: 

La Aldea Del Mar

In this development located on Babag II Rd, Lapu-Lapu City, Cebu, we offer two-storey townhouses made in the modern Asian architectural style. These are spacious units that are perfect for a small yet growing family, priced at ₱2M per unit. 

Park Place Cebu

Also located in Babag II Rd, Lapu-Lapu City, Cebu, Park Place offers 2-bedroom homes that feature an unparalleled view of Mactan. We have duplex-type properties and single attached homes available for ₱ 7M to 9M per unit.

Park Place II

We take the great qualities of our homes in Park Place Cebu and elevate them further here in Park Place II. These ultra-modern homes are highly affordable at only ₱5.5M per unit.

Key Takeaway

Understanding the average cost of living in Cebu is an important step for preparing to move to this modern tropical paradise. The things above are major considerations for your monthly budget. But keep in mind that these prices are ballpark figures and are still subject to change, so this guide is only meant to help you prepare financially.

If you’re looking for premium homes, then look no further than the houses for sale in Cebu developed by Pueblo de Oro! Our homes are made to provide excellent quality, upscale lifestyles, all at an affordable price. Contact us today to learn more. 

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